Monthly Subscription:  By purchasing a Monthly Subscription, you agree to an initial and recurring Monthly Subscription fee at the then-current Monthly Subscription rate, and you accept responsibility for all recurring charges until you cancel your subscription.  You may cancel your Monthly Subscription at any time, subject to the terms of our cancellation policy.

• AUTOMATIC MONTHLY RENEWAL TERMS:  Once you subscribe, your Monthly Subscription will automatically be renewed, you monthly payments will continue to be automatically processed at the then-current Monthly Subscription rate, util your cannel your subscription.  How to cancel your Monthly Subscription is explained below in the section “Cancellation Policy”.

Annual Subscription:  By purchasing an Annual Subscription, you agree to an initial pre-payment for one full year of service.  After one year and annually thereafter, you will be charged a recurring Annual Subscription renewal fee at the then-current Annual Subscription rate.  We will notify you before the renewal fee is billed.  You may cancel your Annual Subscription anytime before the next billing cycle, subject to the terms of our cancellation posily.

• AUTOMATIC ANNUAL RENEWAL TERMS:  Your credit card will be billed for the Annual Subscription renewal fee in the first month of your next Annual Subscription.  Once you subscribe your Annual Subscription fee will be processed at the then-current Annual Subscription rate.  How to cancel your Annual Subscription is explained below in the section “Cancellation Policy”.

If we do not receive payment from your credit card provider or if your credit card expires or is rejected, you agree to pay all amounts due upon demand.  Following any such non-payment, we may require you to provide a second valid credit card before continuing to use the Services.  You authorize us to charge outstanding fees and other amounts due against any credit card you have on file with us.  We reserve the right to take all steps necessary to collect amounts due from you, including but not limited to legal action and/or using third party collections agencies.

If your account is more than 30 days past due, and is forwarded to a collection’s agency, you will additionally be liable for any recovery fees charged by the agency.  You are solely responsible for any and all fees charged to your credit card by the issuer, bank, or financial institution including, but not limited to, membership, overdraft, insufficient funds, and over the credit limit fees.  You agree to notify us about any billing problems or discrepancies within 90 days after they first appear on your credit card statement.  If you do not bring them to our attention within 90 days, you agree that you waive your right to dispute such problems or discrepancies.

CANCELLATION POLICY –  In the event that a customer would like to cancel their subscription they must inform us via email of their intention to cancel their subscription at least thirty (30) days before the next scheduled payment in their billing cycle to avoid being charged for the following month.